Representing You, with our forward thinking approach.
Why choose C&C?
We do a lot of great things at C&C Insurance Brokers, for starts we’re one of the Top 50 Independent UK Brokers with several offices nationwide. Being independent means we can respond quickly to the ever evolving insurance world without the delays seen at global companies, more importantly, we get to treat clients the right way. Our clients are not just a number. We proudly represent some of the biggest businesses in the UK and now introduce our brand-new Private Client Proposition.
What we do at C&C is so much more than providing insurance policies, we take it one step further.
Understanding our client’s lifestyle and insurance needs is the bedrock of our Private Client Proposition, it underpins the advice we provide and how we carefully negotiate and structure policies with insurers, every policy is tailored specifically to each individual client, we provide competitively priced premiums because your policy is more accurately tailored to you.
Our brand-new C&C Concierge service is now available to all our Private Clients.
Executive Concierge Service
At C&C we have partnered with trusted and proven specialist companies that provide services to benefit and work in conjunction with your insurance requirements and beyond.
Insurers often require and request upgrades to existing security and preventative measures and current valuations of items – Our Concierge portfolio gives you direct and easy access to a select list of trusted service providers who you can be confident to entrust with your most valued possessions.
You will also find access to luxury travel, holidays, restoration, property sourcing assistance & design.
New and Existing High-Net-Worth Clients will receive an Annual Insurance Report of their insurance portfolio, annual policy health checks before your next renewal, and personal claims support.
QUALITY SERVICE
Our Private Client team has over 137 years combined experience providing insurance solutions for wealthy individuals, we understand that time is precious and now more than ever our clients need to be confident that their broker is representing them in the most accurate way and with a full transparency of insurance terms.
We are dedicated to creating an exceptional experience for high-net-worth families, providing tailor-made insurance solutions for higher value homes, holiday homes, motor vehicles, including super & classic cars, fine art, liabilities, watercraft, flood and cyber fraud.
SUITABLE INSURERS FOR YOUR NEEDS
C&C are very well connected with insurers and underwriters, we make it our business to be aware of the financial performance of our insurers, suppliers, and product providers, only ever recommending suitable insurers.
We work with skilled underwriters when negotiating your insurance policy, there are no ‘computer says no’ decisions, each policy is carefully considered for every individual client by an experienced underwriter. No two households are the same and we work alongside insurers who share the same beliefs and work ethic as we do; to provide high-quality solutions for our highly valued clients.
VALUE FOR MONEY
You probably have noticed that insurance is going up each year. 2020-2021 the average household policy saw increases of around 8-9%, with many brokers not challenging insurers on their pricing. Our insurance premiums are competitively priced because they will only ever reflect your individual risk.
The key to securing better rates is paying close attention to our client’s lifestyles, habits and needs – this way we can negotiate in a much more detailed way with insurers.
We are a big believer in the saying; “the cheapest option is not always the best” and this is certainly true in an insurance policy. It is our promise at C&C to provide competitive financial solutions that will not leave you unknowingly exposed to adverse risk.
Get in touch with C&C for expert insurance advice:
A quick Q&A with Emma Proctor – Director of C&C Private Clients
C&C Insurance Brokers have just introduced a brand new unrivalled Private Client Proposition, which leaves many insurance brokers behind the times with their Private Client Service, Emma Proctor – Director of C&C Private Clients, tells us why C&C have decided to make this change and how it will benefit new and existing clients.
Q.1 You’ve worked for Global Insurance Brokers in the past, and you’ve been heading up Private Clients at C&C for just over a year now, how does working for an independent broker compare? What are the pros and cons?
A For me it’s the ease of decision making. Being able to call our MD and having an immediate decision is ideal, it benefits the client and having the autonomy with the day to day decisions.
We are more flexible with market choices, global brokers tend to limit their markets which is a deterrent to clients in my opinion.
We give a true personal service, this isn’t a corporate promise, we actually care.
Q 2. What’s your secret, tell us a little about what C&C does well and why C&C have such a large loyal client base.
A It really is very simple, the client comes first. We want to help our clients and give impartial advice. We help them in everyway possible, from sourcing appropriate safes, valuations and security to explaining how insurance works and providing the most suitable cover that the client needs.
Q.3 The new Private client proposition & Concierge is a fantastic step into engaging with the HNW community, what made you think of this and what additional benefits will this bring to C&C clients?
A Most weeks insurers would need additional security on properties when sums insured increased, or a new car was purchased and the vehicle needed a tracker and clients wouldn’t always know where to start. By creating the concierge we are using trusted companies who can help our clients, our insurers receive their requirements in a suitable time frame and our client is insured correctly without restriction. We don’t want insurance to be a hindrance to your time by creating this service we have hopefully made things easier for clients.
Q.4 If I asked a handful of your clients what they would say about the Private Client Service at C&C – what do you think they would say?
A Forward thinking, always ensuring the client is looked after and given the most suitable advice. Explaining the policy in detail and relating it to scenarios to help with understanding. Mitigating claims where possible.
Q. 5 Why is representing your clients in the best possible way so important to you?
A. C&C constantly strive to build our reputation of paying close attention to the policy detail and client requirements, offering a solution to those individual needs. We understand that policies cannot be one size fits all and we work with underwriters to understand the full picture. This isn’t just about information gathering this is understanding the clients’ lifestyle and ensuring the insurer understands this.
